Paul Dynan, a financially struggling young man, is pushed to the brink as he watches his mother suffer from financial stress and medical issues. Desperate to change their circumstances, Paul concocts a meticulously planned scheme to kidnap the children of three wealthy families, hoping to demand a ransom that would alleviate his family's burdens. To execute his plan, Paul enlists the help of his friends, Jenna and Dean, who are equally motivated by their own financial difficulties. Together, they target three affluent college students, aiming for their rich parents' willingness to pay for their safe return.

The trio's plan quickly spirals out of control as unforeseen complications arise and moral dilemmas begin to plague them. Trust and loyalty among Paul, Jenna, and Dean start to crumble under the pressure, and the kidnapped students prove to be more challenging hostages than anticipated. As tension escalates and the stakes grow higher, choices are made that force everyone involved to confront their own sense of morality and desperation. The plan unravels in unexpected ways, creating a web of deceit and danger that none of them could have foreseen.