A torrential storm causes severe flooding in the small town of Huntingburg, prompting the evacuation of its residents. Amid the chaos, Tom, a security guard, is tasked with transporting $3 million from local banks, hoping to get the money to safety before the rising waters make travel impossible. However, his journey is disrupted when the armored car he’s in gets stranded, and a group of determined thieves, led by Jim, learns of the transport and decides to seize the opportunity to steal the money.

As Tom tries to safeguard the money, a ruthless battle ensues between him and the thieves, emphasizing the relentless struggle against both natural and human adversaries. The local sheriff, who should have been a protector, finds himself entangled in the conflict with questionable motives. As floodwaters continue to rise, tensions and dangers escalate, leading to a series of treacherous confrontations. The ensuing struggle to protect the money against all odds highlights themes of survival, greed, and moral conflict in the face of disaster.