Nick Barrow is a professional heist planner who meticulously designs robbery blueprints and sells them to criminals. When a job goes wrong and his partners get killed, Nick finds himself targeted by both corrupt cops and a drug cartel. Realizing the peril he’s in, he purchases a life insurance policy to secure a future for his estranged teenage daughter, Cate. However, the policy takes 21 days to go into effect, prompting Nick to go on the run while trying to protect Cate.

Nick and Cate's relationship is strained, but they are forced to depend on each other to survive. As they evade various threats, Nick works to prove his innocence and expose the true culprits behind the botched heist. Throughout their journey, they encounter dangerous adversaries and navigate complex emotional terrain, leading to unexpected moments of bonding and mutual understanding. Along the way, Nick’s priority remains keeping Cate safe and ensuring she has the life he never could provide for her directly.