Set in the mid-19th century along the southern coast of the United States, the film follows Loxi Claiborne, a headstrong and resourceful woman who manages a salvage business with her father. After a hurricane, Loxi and her crew rescue the survivors of a shipwreck, including Captain Jack Stuart. Stuart's ship, controlled by an unscrupulous shipping magnate, was wrecked in suspicious circumstances, leading Loxi to suspect foul play. As Loxi and Stuart grow closer, she decides to travel to Charleston to seek justice and clears his name. Her determination catches the attention of shipping magnate Stephen Tolliver, who is intrigued by her resolve but has his own motives.

In Charleston, a complex love triangle forms when Loxi finds herself torn between the courageous but impulsive Stuart and the principled yet ambitious Tolliver. Meanwhile, Tolliver begins to uncover a deeper conspiracy within the shipping industry that endangers everyone involved. As tensions rise, personal and professional conflicts come to a head. Loxi must navigate a treacherous path to not only uncover the truth but also reconcile her feelings and loyalties. The unfolding drama brings these characters into situations that test their courage and convictions, leading to unpredictable twists and life-altering decisions.