Scott and Kate Johansen are a suburban couple whose daughter, Alex, has been accepted to Bucknell University. However, they quickly discover that they have lost the scholarship they were counting on to pay for her tuition. Desperate to find a solution, the pair team up with their eccentric neighbor, Frank, who suggests they open an illegal casino in his house. With a mix of excitement and trepidation, they transform the basement into a gambling den, attracting neighbors and friends as patrons eager for a taste of the high life.

As the casino gains popularity, the Johansens find themselves overwhelmed by the challenges of managing the venue, dealing with unruly guests, and keeping their operation hidden from local authorities. With mounting pressure and unexpected complications, Scott and Kate begin to question their decision and struggle to balance their newly chaotic lives. Just as they start to experience some success, unforeseen events threaten their venture, ultimately forcing them to reconsider the lengths they will go to secure their daughter's future.