Bridget Cardigan finds herself in financial ruin after her husband’s job loss and their subsequent inability to maintain a lavish lifestyle. Struggling to make ends meet, Bridget takes a janitorial job at the Federal Reserve Bank. Observing the daily routine of shredding old currency, she concocts a plan to steal the money before it gets destroyed. To execute her scheme, Bridget recruits two accomplices: Nina, a single mother working in the bank's cash destruction unit, and Jackie, a vivacious free spirit who collects the bins. The trio devises a method to smuggle the discarded notes out of the highly secure facility without arousing suspicion.

As their operation progresses, they face increasing risk and complexity, leading to a series of close calls and narrow escapes. Each woman is driven by her own motivations and personal stakes, leading to tension and camaraderie within the group. The plan's success hinges on their ability to maintain their secrecy and navigate the intricate security systems of the bank. Their lives become an intricate balancing act as they must manage their everyday roles, personal lives, and the ever-present threat of getting caught.