Harry Morgan, a financially struggling charter boat captain, hopes for a big break to provide for his family. While attempting to make ends meet, Harry becomes entangled in a series of dangerous activities and shady dealings. Despite initial resistance, his desperation to support his wife Lucy and their children forces him to take on increasingly perilous ventures. Harry's moral compass is further tested when he meets Leona Charles, a flirtatious and persuasive woman who propositions him with high-risk, high-reward offers. This adds another layer of tension in his already strained relationship with Lucy.

Harry's attempt to remain loyal and ethical begins to unravel as he gets drawn deeper into unlawful operations, presenting him with choices that could ultimately jeopardize his family's future. His escalating involvement in criminal activities drives a wedge between him and Lucy, as well as raising suspicions among those around him. As Harry navigates the treacherous waters of his dual life, the stakes grow exponentially higher, leading to a climax fraught with danger, betrayal, and moral quandaries.