A seasoned criminal named Johnny Clay plans one last heist before settling down with his girlfriend Fay. Targeting a racetrack, the meticulous timing of the operation and the large sum involved attract a motley crew, including a corrupt cop, a sharpshooter, a betting window teller, and a wrestler acting as a distraction. Each man is dissatisfied with his life, craving the financial freedom the heist promises. The complexity of the plan mirrors their intertwined personal dramas and motivations, with the racetrack's bustling backdrop amplifying the heist's risk.

As the day of the heist approaches, the team's meticulous planning begins to unravel. Personal entanglements and unforeseen variables add tension to the operation. A member's wife, dissatisfied with her circumstances, becomes a wild card, her ambitions threatening the heist's secrecy. Despite thorough preparation, the plan starts to show signs of strain from the unpredictability of human nature and chance, leading towards a precarious edge as the robbery unfolds.