Three elderly friends, Willie, Joe, and Albert, face financial ruin after their pension fund is dissolved. Struggling to make ends meet and disheartened by the injustice of their situation, they witness a bank robbery that plants an audacious idea in their minds. Desperate and with nothing to lose, the trio decides to plot a heist of their own, aiming to reclaim their stolen pension money from the very bank that let them down.

With careful planning and a mix of charm and grit, the three friends train for the heist, involving Albert's smitten love interest Annie and Joe’s savvy granddaughter Brooklyn. Their unusual team faces numerous comedic and heartwarming challenges as they prepare for the big day. Their efforts culminate in an elaborate plan that tests their resolve and friendship, leading them to confront their own limitations and unexpected twists along the way.