Rebecca Bloomwood is a fashion-forward New Yorker who dreams of working for her favorite fashion magazine, but her shopping addiction has left her drowning in debt. Despite her financial struggles, Rebecca can’t resist the lure of designer clothes and accessories, leading her to lie, buy, and even ignore her escalating credit card bills. Her obsession not only jeopardizes her financial stability but also distances her from her supportive best friend and roommate, Suze. Caught in a cycle of buying to escape her frustrations, Rebecca’s life begins to unravel as she struggles to hide the extent of her problem.

Opportunity knocks when she lands a job as an advice columnist for a financial magazine published by the same company as her dream fashion publication. Ironically, her column, where she gives prudent financial advice under a pseudonym, becomes a hit, turning her into an unlikely financial guru. Meanwhile, Rebecca finds herself drawn to her handsome boss, Luke Brandon, whose down-to-earth approach to money and life highlights her own reckless habits. As she navigates her secret double life, Rebecca learns hard truths about the cost of her shopping addiction, the value of money, and what it truly takes to find happiness beyond the price tags.