Matt Whitlock, the well-respected chief of police in the small Florida town of Banyan Key, is embroiled in a personal dilemma. Recently separated from his wife Alex, who is a detective, Matt finds solace in an affair with Ann Merai Harrison, a woman trapped in an abusive marriage and diagnosed with terminal cancer. When Ann and her husband Chris turn up dead in a suspicious fire, Matt discovers that the life insurance money he had purposefully redirected to help Ann pay for her treatments is missing. Now, every piece of incriminating evidence - from telephone records to DNA samples - points directly to him.

As the investigation gathers pace, Matt races against time to solve the mystery and clear his name before his own colleagues, led by his ex-wife Alex, uncover his connection to the victims. Navigating between his professional duty and the desperate urgency to keep his actions hidden, Matt plunges into a complex web of deception and betrayal. Along the way, he must confront the delicate line between right and wrong while struggling to stay a step ahead of those hunting him down.