Steve Barker is a regular guy who finds himself in financial trouble after his uncle Gary's numerous get-rich-quick schemes go south. Faced with mounting debts and a desperate need for cash to help a friend in need, Steve reluctantly agrees to Gary's latest scheme: rigging the Special Olympics. They plan for Steve to pose as an athlete with a mental disability to win the prize money, believing this will be an easy win. Steve adopts the alias “Jeffy” and infiltrates the competition, despite his initial reservations and the moral ambiguity of the plan.

Once inside, Steve’s preconceived notions are challenged as he forms genuine friendships with the other athletes, who are not as easily fooled as he anticipated. Their camaraderie and spirit begin to make Steve second-guess his dishonest actions. Meanwhile, a caring volunteer named Lynn takes an interest in Steve, further complicating his feelings and testing his resolve to continue with the deception. As the competition advances, Steve faces increasingly difficult dilemmas and must confront the ethical implications of his actions, making choices that will impact both his future and those around him.